In today’s hot housing market First Time Buyers are getting left behind as prices continue to rise.

It is important to be represented by an agent that is able to find you not only an affordable home and one you love but one that qualifies to help you get the lowest down payment possible.

There are many programs offered locally, nationally and by lenders to assist first time home buyers in getting into that house.

WHAT IS A FIRST TIME BUYER?- An individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase of the property. This includes a spouse (if either meets the above test, they are considered first-time homebuyers). A single parent who has only owned with a former spouse while married

$0 Down- Currently there are many options for First Time Home Buyers enabling them to purchase a new home with as little as $0 down!