FICO ≤ 500
Flexible products now exist enabling borrowers to get back on their feet while tackling debt. Take advantage the opportunity to pull cash for paying off credit card debt and other expenses. Longer terms (40 years) and Interest Only Loans Available.
Down Payment Assistance
Down Payment Assistance- Through CALHFA we are able to offer qualified buyers the opportunity to purchase their new home with little to no funds out of pocket. There may also be grants available in your area which do not have to be repaid and may also reduce your initial obligation at closing. Down payment as low as $0!
A VA loan is a mortgage option for people who meet the VA’s guidelines for military service. VA loans are guaranteed by the Department of Veterans Affairs. In most cases, you’ll get your loan from an approved private lender, like a mortgage company or bank. 100% financing available.
An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA). Designed for low-to-moderate income borrowers, FHA loans require a lower minimum down payments (3.5 %) and credit scores than many conventional loans.
We offer a wide array of options for those who own one or many residential rental properties. Bank Statement Programs, Stated Income, Interest Only, 40 year terms and many other flexible options available.
A conventional loan is a mortgage that is not backed by any Government agency such as the Federal Housing Administration (FHA) or Veterans Administration (VA). Conventional loans meet the lending requirements of Fannie Mae and Freddie Mac, the two largest buyers of mortgage loans in the US. Down payments as low as 3%.